Free Estimate

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Group Benefits Process


Step 1
Explore and Customize Your Estimate
Begin by entering some basic information about your business, including your industry and the number of employees. Our intuitive interface allows you to Get an instant, personalized estimate based on our experience from past quotes.
Step 2
Submit Your Estimate and Connect with an Insurance Broker
Once you have reviewed and are comfortable with the estimate, simply submit it through our secure portal. Our dedicated team of licensed insurance brokers will carefully review your estimate, ensuring all the necessary details are included.
Step 3
Receive Comprehensive Marketing Report
After submitting your estimate, we begin the process of gathering quotes from major insurance companies. This typically takes 7-10 business days to ensure we have comprehensive coverage options to present to you.
Step 4
Make the Best Choice for Your Business
Armed with the marketing report, you can review the quotes and recommendations at your own pace. Our team is available to answer any questions and guide you through the decision-making process.

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About Us

Comprehensive Financial Planning for Business Owners

Welcome to our comprehensive guide on financial planning for business owners. Our team of Certified Financial Planners (CFPs) is dedicated to assisting you in achieving financial success by integrating both your business and personal finances. Whether you're a seasoned entrepreneur or just starting your own venture, a holistic financial plan is crucial for your overall financial well-being.

Employee Retirement Plans: Securing Your Future

At Benefit Quote Now, we understand the importance of helping your employees plan for a secure and comfortable retirement. That’s why we offer a range of employee retirement plans designed to meet the diverse needs of both employers and employees. Whether you’re considering a Defined Profit Sharing Plan (DPSP), Defined Contribution Pension Plan (DCPP), Defined Benefit Pension Plan (DBPP), or Individual Pension Plan (IPP), we have options that can help you and your employees achieve your retirement goals.


Types of Employee Retirement Plans

Defined Profit Sharing Plan (DPSP)

A DPSP allows employers to share their company's profits with employees through contributions to the plan. Contributions are made at the employer's discretion and can vary from year to year. There are specific limits on how much the employer can contribute, ensuring fairness and compliance.

Defined Contribution Pension Plan (DCPP)

In a DCPP, both the employer and employee contribute a fixed percentage or amount to the plan. The contributions are invested, and the eventual retirement benefit depends on the investment performance. The employer's contributions are subject to certain limits defined by the government.

Defined Benefit Pension Plan (DBPP)

A DBPP guarantees a specific retirement benefit for employees based on a formula that considers factors such as salary, years of service, and age. The employer takes on the investment risk and is responsible for providing the promised benefit. Vesting periods in DBPPs typically determine .

Individual Pension Plan (IPP)

An IPP is a type of retirement plan designed for business owners and incorporated professionals. It allows for higher contribution limits, enabling individuals to make larger retirement savings. It provides more flexibility in retirement income planning, offering potential tax advantages and the ability to bridge gaps in previous pension accumulations.


Advantages of Employee Retirement Plans

Tax Advantages

Tax Advantages

Employee retirement plans provide significant tax advantages for both employers and employees.
Attract and Retain Talent

Attract and Retain Talent

Offering a retirement plan demonstrates your commitment to the long-term financial well-being of your employees.
Employee Financial Security

Employee Financial Security

By providing retirement plans, you empower your employees to take control of their financial future.
Vesting Periods for Business Protection

Vesting Periods for Business Protection

Retirement plans often include vesting periods, which determine employees become entitled to the employer.

Getting Started with Employee Retirement Plans

At Benefit Quote Now, we offer personalized assistance to help you choose the right retirement plan for your business. Our team of experts will guide you through the implementation process and ensure compliance with regulations. Whether you prefer a standalone retirement plan or want to combine it with our group benefits options, we are here to help. To learn more about employee retirement plans and get assistance with implementation, simply complete the contact form below. Our team will reach out to
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